Senior Credit & Risk Analyst Risk & Compliance

Founded in June 2017, Connex Pay is the first payments company to seamlessly combine both Pay Ins and Pay Outs into a single global platform that is transforming modern e-commerce. The flexibility of Connex Pay’s technology allows clients to manage all of their B2B payment needs, from acquiring sales, managing fraud, and paying suppliers. Connex Pay’s solutions are applicable across a broad spectrum of corporate payment use cases, including global travel, ticketing, insurance and warranty claims, loyalty and rewards, and media and advertising.

The company’s technology reduces payment risk and lowers the cost of payment acceptance. Through our people, Connex Pay is poised to become the industry leader in payments.

We are proud of our culture, where we focus on employee engagement and customer satisfaction. Here our people feel comfortable voicing their opinions, which helps us build a safe environment for all. We are customer focused and truly believe that behaviors drive our culture — and our culture drives our results — always working as one team to win.

• Credit Analysis – Perform analysis of new customer applications to assess creditworthiness of new opportunities
• Credit Program – Conduct periodic reviews of existing customers through collection of recent customer financial performance
• Credit Reporting – Generate periodic reporting of key performance indicators to internal stakeholders
• Contracts and Collections – Understand contract terms to ensure alignment with credit approvals and enforcement of uncollectable accounts
• Merchant Underwriting – Review client profiles including all standard and enhanced screenings, prepare documents, liaison with bank partners, and facilitate management updates
• Financial Risk Management – Monitor cash balance requirements, credit requests, funding approvals, internal/external communication, and tracking
• Risk Management Support – Support internal ad-hoc needs by researching, advising, and opining on key risk decisions
• Policy Management – Periodically enhance or develop new policies for Connex Pay relating to Risk Management and Compliance as well as other high-risk areas of the business
• Third Party Risk Management – Collaborate with Connex Pay’s vendor owners on third party risk assessments for new and existing vendors

• BS / BA degree and relevant industry certifications (i.e. CAMS, CFE, CIA, CIPP)
• Development and enhancement of credit and loan programs
• Familiarity with structuring and analyzing risk and revenue on various credit terms
• Experience evaluating customer financial statements and ownership collateral
• Proven experience with KYC and AML principles
• Organized with ability to plan and prioritize various deliverables
• Ability to collaborate with cross-functional teams and build relationships with colleagues at all levels
• Excellent communication skills to convey risk scenarios and decisions to various audiences and recipients
• Strong understanding of the payments industry including acquiring and issuing
• Sufficient technical expertise to apply regulatory expectations to technical design
• Commitment to company values and enhancing company culture
• Experience of 5+ years in the aforementioned qualifications and responsibilities

• Unlimited PTO:
  Freedom to take time off with no assigned set number of days.
• Retirement savings:
  Immediate entry into 401(k) plan with company match.
• Excellent benefits:
  Medical, dental, and vision insurance options, plus company-paid life and AD&D insurance.
• Flexible work locations:
  Work from home, an office, or wherever you feel comfortable and productive.
• Autonomy:
  You’ll enjoy independence and responsibility for your role.
• Career advancement:
  Growth opportunities are abundant at our successful, scale-up stage company.

Connex Pay is an Equal Opportunity Employer and does not discriminate against any employee or applicant because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state, or local protected class.