Founding Risk & Compliance Systems Engineer Chicago, IL or Remote

In July 1969, as Apollo 11 approached the Moon, the spacecraft’s guidance computer began receiving more work than it could process.

The system did not treat every signal equally. It recognized which tasks mattered most, discarded lower-priority work, and continued handling the calculations required for landing. The success was not simply a matter of powerful hardware. It was the result of a system designed to distinguish urgency from noise, preserve a clear record of what happened, and act safely under pressure.

Financial systems face a similar problem every day.

A single transaction rarely tells the entire story. Risk emerges through patterns: an account opening that does not match a business profile, a payment route that changes unexpectedly, a document that conflicts with the rest of a customer record, or a series of activities that becomes concerning only when viewed together.

The challenge is not merely collecting those signals. It is building the systems that can interpret them responsibly, route them to the right people, preserve evidence, and support decisions that customers, partners, and regulators can trust.

Ora is being built around that principle.

We are creating a premium financial operating system for modern businesses: one place for banking, cards, spend, bill pay, invoicing, tax readiness, global financial operations, and intelligent financial guidance.

For Ora, trust is not a page in the footer or a policy written after the product is built. It is part of the product itself. It lives in onboarding flows, payment controls, permissions, risk decisions, audit trails, customer communications, and the infrastructure behind every financial workflow.

We are looking for a Founding Risk & Compliance Systems Engineer to help build those systems from the beginning.

This is a role for an engineer who wants to work at the intersection of product, financial infrastructure, data, fraud prevention, compliance operations, and secure system design. You will help translate risk and compliance requirements into practical software that protects customers, enables responsible growth, and gives Ora the operational foundation required to become a trusted financial platform.

You will work closely with Ora’s compliance leadership, product, engineering, operations, and banking or financial-infrastructure partners to design and build the tools that make responsible financial operations possible at scale.

* Ora is a fintech company, not an FDIC-insured bank. Banking services provided through banking partners.

Build the internal systems behind Ora’s risk and compliance operations, including onboarding decisioning, customer-risk profiles, alert workflows, review queues, case management, audit trails, and reporting.

Design secure workflows for KYC, KYB, beneficial ownership, sanctions screening, identity verification, customer due diligence, and ongoing monitoring.

Build integrations with identity, KYC/KYB, fraud, sanctions, transaction-monitoring, banking, card, and payment-infrastructure providers.

Develop event-driven systems that ingest and evaluate account, payment, card, document, and behavioral signals in near real time.

Help create flexible rules and workflow engines that allow Ora’s compliance and risk teams to configure thresholds, decision logic, escalation paths, and review processes without requiring a full engineering release for every change.

Partner with the Fractional Compliance / BSA-AML Lead to turn policies, risk assessments, and program requirements into product requirements and operational controls.

Build clear, usable internal interfaces for risk analysts and operations teams to investigate alerts, review evidence, document decisions, and elevate cases.

Design data models and evidence systems that make it possible to understand why a decision was made, who made it, what information was used, and what actions followed.

Help establish monitoring, observability, quality‑assurance, and reporting systems for risk controls and financial workflows.

Build strong permissions, access‑control, logging, retention, and sensitive‑data‑handling practices across risk and compliance tooling.

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