Head of Liability Underwriting

At ARU, we have built a high‑performing, solutions‑driven culture rooted in continuous improvement and a willingness to run toward hard‑to‑underwrite risks.

We thrive in complex, demanding markets because we approach every problem with curiosity, creativity, and a determination to find a way forward.

When you join ARU, you become part of a team that looks for opportunities where others see obstacles. We identify gaps in the marketplace and design tailored solutions that meet real, evolving needs. Our ability to adapt, diversify, and innovate sets us apart—and drives our continued growth.

If you’re energized by solving tough problems, thinking differently, and making a meaningful impact, you’ll fit right in.

We are currently seeking an experienced Head of Liability Underwriting to lead the launch of our next product line within the non‑admitted Agricultural and Commercial Liability market.

You will define and execute the technical underwriting framework for the product, spearhead a wholesale broker distribution strategy, and serve as ARU’s lead subject‑matter expert across all aspects of the line of business.

Designed to evolve, your role begins as a hands‑on individual contributor with full ownership, growing into a team‑leadership role as the portfolio grows.

You will be both strategic and execution‑oriented, building infrastructure, driving disciplined underwriting, and scaling a high‑performing team.

• Use technical underwriting experience and product knowledge to contribute to ARU’s Commercial Liability launch, from risks specific to agricultural operations to adjacent commercial operations
• Grow the portfolio through transaction‑level wholesale‑broker interactions and a strong understanding of policyholder buying priorities, as well as continuous internal collaboration and coordination
• Analyze risk information to make informed decisions on coverage, pricing, and terms
• Negotiate with brokers to bind deals on in‑appetite business
• Ensure proper documentation of underwriting files and compliance with underwriting guidelines and any applicable regulatory requirements
• Maintain updated awareness of industry trends, regulatory changes, and market conditions
• Provide world‑class service to brokers and other internal/external stakeholders
• Facilitate regular communication and collaboration among Underwriting, Loss Control, and Sure Stead claims team, ensuring all three align and assess risk best.
• Work as part of ARU’s senior leadership team on overall portfolio management, taking on special projects from time to time.
• Build, lead, and coach a high‑performing underwriting team as the portfolio grows.
• Perform other duties as assigned

• Bachelor’s degree from an accredited 4‑year college or university, preferably in Business, Economics, Risk Management, or a related field. An advanced degree (MBA, JD) is an added benefit.
• 10 years of Liability underwriting experience, with specific experience in Agriculture or other related product lines.
• Daily display of disciplined execution and an entrepreneurial mindset.
• Knowledge of managing profitable portfolios, including setting terms, conditions, and pricing necessary to maintain a competitive footing while driving underwriting discipline at an account level.
• Understanding of P&L management for a liability line of business, including knowledge around expense management, loss development, and financial impact of operational efficiencies.
• Professional designations desirable but not required.
• Commitment to upholding our successful remote office environment.

Work alongside top‑tier professionals in a highly collaborative environment where excellence is more than a word—it’s our mindset. At ARU, we challenge each other to think bigger, move faster, and continuously improve. We win together!

ARU’s Unique Remote Office Environment

• ARU has succeeded in building a one‑of‑a‑kind remote office environment, giving employees around the country the ability to “step into” any colleague’s office through smart use of technology, and a culture that weaves constant interaction with others into our daily work.
• We believe that some of…