Mortgage Disclosure Desk Coor

Responsibilities

The Mortgage Disclosure Desk Coordinator ensures all Initial and Re-Disclosure Loan Disclosure packets are completed and delivered to applicants in compliance with regulatory and secondary market requirements and within Service Level Agreements. The Coordinator works closely with Mortgage Team members to verify accuracy of data and resolve any issues or discrepancies to prevent non‑compliance with Federal and State regulations.

• Review initial loan submission from Mortgage Loan Originators for accuracy, making necessary changes to avoid tolerance cures or regulatory violations, and prepare and deliver a final Loan Estimate and required documentation.
• Work with Mortgage Loan Originators, Processors, and Underwriters to review changed circumstances, prepare revised Loan Estimates, and deliver them in a timely manner to avoid delays in closing dates or tolerance cures.
• Review all documents in an initial disclosure and re-disclosure package to ensure accurate completion.
• Track new applications in the loan processing system to ensure timely delivery of all disclosures.
• Track existing applications and provide timely re-disclosures by identifying loan changes within the pipeline.
• Assist with answering questions regarding initial or re-disclosures.
• Participate in compliance‑related projects pertaining to regulatory disclosures.
• Assist in disclosure compliance training for mortgage associates.
• Ensure accuracy of all HMDA related information collected from initial applications and disclosures.

• Operational Knowledge and Organizational
  
  Skills:
  
  Demonstrated understanding of applicable Federal and State Regulations (TRID, RESPA, HMDA, ECOA, etc.) and ability to apply this knowledge to individual situations.
• Ability to accurately identify valid changed circumstances.
• Great attention to detail, ability to prioritize and function accurately under deadline pressure.
• Working knowledge of all loan types and loan programs offered (FHA, VA, USDA, Construction‑to‑Permanent).

• Ability to clearly communicate information to Mortgage Loan Originators, Sales Managers, Processors, and Closers.
• Promptly respond to questions from other departments.
• Effectively work as part of a team.

• High School graduate or equivalent.
• 5+ years of mortgage experience with in-depth knowledge of regulatory requirements for loan disclosures.
• Experience with Ellie Mae Encompass preferred.

• Disclosures delivered within regulatory requirements and Service Level Agreements.
• Minimize losses to the bank by accurately completing required disclosures and properly analyzing valid change circumstances.

The salary range for this position is $17.00/hr – $27.50/hr the range is applicable across the United States; actual offers may vary based on responsibilities, skills, experience, qualifications, and location.

Old National is an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures, and thinking styles. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, disability, sexual orientation, gender identity, or any other characteristic protected by law.