Credit Portfolio Officer – Vice President

Responsibilities

• Responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth and loss mitigation goals
• Driving credit risk initiatives in Best Buy's Existing Customer risk management with high cross-functional and partner interactions
• Understand applicable credit policies, industry regulations and the requisite impact of those governance items on initiatives
• Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
• Establish and leverage cross-functional partnerships and network with key internal and external constituencies
• Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
• Appropriately assess risk when business decisions are made

• 5+ years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
• Proven ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize and prioritize
• Proven ability to remain organized in a fast-paced environment
• Strong interpersonal, organizational and problem solving skills
• Proven skills to manage effectively across cross functional areas in a matrix-organization
• Extensive knowledge of SAS programming including macro and SQL and knowledge of Knowledge Studio